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Alert consumers can learn to dodge phishing scams

HACKENSACK, N.J.

THE ALERTS LOOK AUTHENTIC, BUT DON'T LET THAT FOOL YOU.

Any financial warning you get over the Internet is probably bogus — especially if it seems to come from a bank or credit card company claiming it is trying to save you from the crooks.

Recently, there's been a surge in electronic notices warning consumers that their account has been compromised and telling them how to fix the problem. That usually entails calling a toll-free number or clicking on a link to the company's Web site.

Either way, you should assume that the intent is the opposite of what it promises, and that its only purpose is to get you to divulge your personal information and use that to loot your account.

Phony bank notices have been around as long as e-mail, and many notices are rather crude, full of misspelled words and other red flags.


Klassen leaves intensive care

The sister of Olympic hero Cindy Klassen has been transferred out of intensive care, a week after her SUV had plummeted off a bridge into the Red River.
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New Mobile Phone Technology from Secure Identity Systems Stops Card ...

A new Israeli technology brought to the U.S. by Secure Identity Systems (SIS) thwarts credit and debit card fraud, and potentially stops ID thieves in the act. This in turn helps banks better protect customers, stem losses due to fraud, and attract new depositors with free identity protection services. The technology, dubbed mConfirm, uses any mobile phone to .


Bill makes freezing your credit free

S.C. at forefront of the battle against identity theft By Seanna Adcox - The Associated Press

COLUMBIA --S.C. residents could put a free block on their credit reports to help protect themselves from identity theft under a proposal on the verge of clearing the General Assembly.

The legislation allows residents, at no cost, to freeze their credit - blocking any new loan or credit card from being approved - and temporarily unfreeze it when they want to open new accounts.

"If you can cut off a new account before it's opened, that ends the headache for you," said Gail Hillebrand, an attorney for the Consumers Union.

"Prevention is the best security."

Indiana is the only other state that requires the credit blocking service to be free.


Just Rewards?

Cash back, frequent-flier miles, gift certificates: more than 55% of all credit-card offers have some type of reward attached to them, according to the latest survey by Mintel's Comperemedia, a company that monitors direct-mail solicitations nationwide.

Needless to say, the rewards can be great. Every time you use your Chase Disney card, for example, 1% of your purchases goes into an account you can use to pay for trips to Disneyland and Disney World. You get a check for $25 every time you spend $2,500 on your Chase Free Cash Rewards card. Signing up for a rewards program seems like a no-brainer. After all, it's a free perk, right? .


DEBT MAKEOVER

Debt Makeover," your guide to stomping out debt in 2008. Experts Dr. Doug Hirschhorn, Ric Edelman, John Ulzheimer, and Carmen Wong Ulrich will each provide part of the prescription needed to stop the vicious debt cycle and to start investing for the future – they'll tackle credit card debt, mortgage debt, student loan debt, medical debt and much, much more. CNBC's money mentors will provide viewers with the actionable strategies and tools they need to get out of debt and stay debt-free forever! .


Alicia Keys Reigns At NAACP Image Awards; Plus Britney Spears ...

Alicia Keys took home four trophies from the NAACP Image Awards, held at Los Angeles' Shrine Auditorium Thursday night. She won the Outstanding Album and Outstanding Female Artist prizes, as well as the top video and song awards. Other honorees included Chris Brown, Jordin Sparks, Denzel Washington and Janet Jackson. Washington and his "Great Debaters" co-star Jurnee Smollett won the Best Actor and Actress prizes for film, while Jackson received the Best Supporting Actress honor for her work in "Tyler Perry's Why Did I Get Married?" ...

As Britney Spears' father extended control over her affairs in Los Angeles on Thursday, a New York attorney attempted to undo them by taking the conservatorship to federal court. Claiming he represents the singer — despite a judge already deciding she's unable to retain counsel of her own just yet — attorney Jon Eardley filed a claim that the singer's conservatorship deprives her of her civil liberties, since she's been denied the right to meet freely with whom she chooses (as her father has the power to restrict visitors); make and receive phone calls (since a restraining order prevents manager Sam Lutfi from contacting her); drive a car (since her father hired security to do that for her); and gain access to money or credit cards (since her finances are being handled by her trust).


Jackets edge Sens 3-2 in O/T

You think teams have picked up on something here? The Columbus Blue Jackets were in the interesting position of scoring four times to the stick side on Senators goaltender Ray Emery in a 3-2 win over the Senators at Scotiabank Place last night.
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