| Bill makes freezing your credit free
S.C. at forefront of the battle against identity theft By Seanna Adcox - The Associated Press COLUMBIA --S.C. residents could put a free block on their credit reports to help protect themselves from identity theft under a proposal on the verge of clearing the General Assembly. The legislation allows residents, at no cost, to freeze their credit - blocking any new loan or credit card from being approved - and temporarily unfreeze it when they want to open new accounts. "If you can cut off a new account before it's opened, that ends the headache for you," said Gail Hillebrand, an attorney for the Consumers Union. "Prevention is the best security." Indiana is the only other state that requires the credit blocking service to be free.
Spending habits: Americans at all income levels tighten their belts
Until recently Shannon Palmer, like many Americans, spent money freely. She assembled a nice wardrobe, took four vacations a year, and ate out often. But now, as she listens to economists discuss the likelihood of a recession, she recognizes the need to get her own finances in order. "I'm young and I feel mostly secure in my job, but I have a good deal of debt on my back," says Ms. Palmer, a publicist in Andover, Mass. As a step toward fiscal responsibility, she has begun a "very aggressive" plan to pay off student loans, a car loan, and credit-card bills. She has also started to save. "This is a time for action when it comes to people taking responsibility for their personal finances," she says. "This is just the motivation I needed. It's forced me to look at things differently." Looking at things differently is a theme running through conversations of Americans at all income levels these days as they review their spending habits.
Eagles' Banner, Reid say they don't know origin of Sheppard trade ...
The Eagles' president said yesterday that he will spend most of his time at the NFL scouting combine not looking at college players, but talking with agents. "They're all here and they're all wanting to have dinner and have lunch and have breakfast, and you better bring your credit card. It's a good chance to get to know them," said Banner, as he and the Eagles prepared not just for the April draft but for the start of free agency a week from today. "Most of the ones we meet with are ones that have our players, but you never know when you're going to want to have a good relationship with somebody. Almost all the deals in the league are done over the phone, and that's a difficult way to negotiate, so you want to make sure you have a personal connection with people." There is an excellent chance that Banner's dining schedule includes either Lamont Smith or Peter Schaffer, the agents who represent Birds cornerback Lito Sheppard.
Klassen leaves intensive care
The sister of Olympic hero Cindy Klassen has been transferred out of intensive care, a week after her SUV had plummeted off a bridge into the Red River.
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Aktyv Bank Starts Issue Of Paycards With Client Photos
Midsized bank Aktyv Bank (Kyiv) started to issue payment cards with its clients' photos. The bank disclosed this in a statement. "OJSC Aktyv Bank is suggesting to its clients the drawing and issue of Free Design paycards, which may bear photos, nature or any other pictures," the statement says. The bank may place the picture on the card's right side at the client's wish. Free-design cards are issued on the basis of Visa Electron. As Ukrainian News reported, the bank's credit portfolio was valued at UAH 1,198.7 million as of October 1, 2007, when its assets were valued at UAH 1,683.39 million and the capital totaled UAH 375.95 million. The bank ended January - September 2007 with net profits of UAH 16.078 million, and 2006 with profits of UAH 21.064 million.
Jackets edge Sens 3-2 in O/T
You think teams have picked up on something here? The Columbus Blue Jackets were in the interesting position of scoring four times to the stick side on Senators goaltender Ray Emery in a 3-2 win over the Senators at Scotiabank Place last night.
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Unsecured Internet purchases could prove disastrous
Students who regularly make online purchases from campus computers or from the university's wireless network might want to take some precautionary steps before punching in their credit card numbers. “If [students] are using the encrypted wireless [network], I think that's fine," said James Shook of Technology Support Services. “[But] I don't think I'd be doing that on the visitor's [network], which anyone can get on."Students can obtain a password for the secured wireless network at www.nss.appstate.edu. Appalachian State also offers free anti-virus software with built-in firewall and anti-spyware protection at www.antivirus.appstate.edu. Students transferring data should do so from secure Web sites, which are signified by “https" in the Uniform Resource Locator (URL) or a secure lock graphic, said Director of Technology Support Tom M.
Oscar Betting Promos - Online Promotions and Bonuses for Oscar Betting
The following online gambling websites are offering signup bonuses and special promotional offers for this year's Oscar betting. For fastest credit card deposits and processing the minutes before show time go to Sportsbook.com - Visa or Master Card. BetOnline has a wide offering of Oscar betting odds when you click on "Future Props" then "Entertainment" under their "Live Lines" section (top left hand side of their website). In addition to the top signup bonus of 10 to 45 percent depending on how much you deposit, BetOnline also features betting odds on the winning Foreign Language Film and Best Short Film Animation. Of course they have odds on all the major categories as well, some with decent size payouts. Sportsbook.com - In addition to a 10% signup bonus, Sportsbook.com is offering the opportunity to win free movie tickets throughout the year.
Just Rewards?
Cash back, frequent-flier miles, gift certificates: more than 55% of all credit-card offers have some type of reward attached to them, according to the latest survey by Mintel's Comperemedia, a company that monitors direct-mail solicitations nationwide. Needless to say, the rewards can be great. Every time you use your Chase Disney card, for example, 1% of your purchases goes into an account you can use to pay for trips to Disneyland and Disney World. You get a check for $25 every time you spend $2,500 on your Chase Free Cash Rewards card. Signing up for a rewards program seems like a no-brainer. After all, it's a free perk, right? .
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